Health insurance for nomads — what I actually use
This post discusses safety concerns. Information may vary — always verify locally.
After trying 3 different insurance providers over 2 years, here's where I landed.
What I've Tried
- SafetyWing — $45/month. Good for basic coverage. Easy to sign up. Claims process is slow but they do pay out.
- World Nomads — Trip-based. Fine for short trips but expensive for long-term.
- Local insurance — Surprisingly good in some countries. $20-30/month for comprehensive coverage including dental.
What I Use Now
SafetyWing as the baseline for emergencies + local insurance wherever I stay 2+ months. Total: ~$65/month for solid coverage.
Tips
- Always keep digital copies of your policy
- Know the nearest international hospital before you need it
- Dental work in SE Asia and Latin America is excellent and affordable
What's your insurance setup?
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